real-estate
-
The American Affordable Housing Crisis in 2026: 22.7 Million Cost-Burdened Renters, a 7.2 Million Unit Shortage, and What It Will Take to Fix It
The American housing crisis has moved beyond a debate over expensive coastal cities. It is now a national affordability failure. From small towns, to mid-sized cities, for many, prices are simply unaffordable. Continue reading
-
From Tobacco Town to Comeback City: How Danville, Virginia Brought Its Main Street Back to Life
Photo courtesy of River City TV via Main Street America. Danville, Virginia, did not revive its downtown through a single employer, one grant, or a ceremonial redevelopment plan. It rebuilt its economic base by treating vacant warehouses, abandoned mills, sidewalks,… Continue reading
-
8.46 Million Households Face ‘Worst Case’ Housing Needs: What HUD’s Latest Data Reveals About the Affordability Crisis
The U.S. Department of Housing and Urban Development’s latest housing-needs report identifies a persistent national affordability crisis. In 2023, 8.46 million renter households had “worst case housing needs.” The figure comes from HUD’s Worst Case Housing Needs: 2025 Report to… Continue reading
-
Best Mortgage Lenders Right Now (2026): A Rate-by-Rate Breakdown
Mortgage rates remain elevated by the standards of the last decade. The latest Freddie Mac Primary Mortgage Market Survey, published August 27, reports a national average of 6.66% for a 30-year fixed-rate mortgage and 5.98% for a 15-year fixed-rate mortgage.… Continue reading
