america
-
‘Loud Budgeting’ Is Taking Over: How Gen Z Normalized Saying ‘I Can’t Afford That’
According to Bank of America’s 2026 Gen Z & The Cost of Adulting report, 42% of Gen Z practice loud budgeting. The figure is unchanged from 2025, when it was also 42%, and higher than the 38% reported in 2024.… Continue reading
-
Best High-Yield Savings Accounts of 2026, Ranked by Who Actually Qualifies
The highest advertised APY is not always the highest return. Some savings accounts cap the top rate at $5,000. Others require recurring deposits, direct deposit, debit-card activity, or credit-union membership. Promotional rates may expire. A technically superior APY can produce… Continue reading
-
Consumer Confidence Just Hit an 81.9 Low While Jobs Data Says Everything Is Fine, Who’s Right?
The short answer is that both signals can be accurate. The labor market remains stable by several traditional measures. At the same time, households are reporting that the economy feels increasingly difficult. The September 2026 Consumer Confidence Index captures that… Continue reading
-
Small Business Optimism Is Rising: What Owners Are Planning for Q4 2026
Small-business confidence is improving, but the recovery is not broad or careless. Owners are adding workers, raising pay, and making selective investments while continuing to manage costs and uncertainty. Continue reading
-
8.46 Million Households Face ‘Worst Case’ Housing Needs: What HUD’s Latest Data Reveals About the Affordability Crisis
The U.S. Department of Housing and Urban Development’s latest housing-needs report identifies a persistent national affordability crisis. In 2023, 8.46 million renter households had “worst case housing needs.” The figure comes from HUD’s Worst Case Housing Needs: 2025 Report to… Continue reading







